http://www.hc-creditunion.com (each a "Website" and together the "Websites") are owned and operated by HART CULTURE C.I.C., a company registered in England and Wales under company number  and with its registered office at Hart Culture C.I.C., Thames Refinery, Factory Road, Silvertown, London E16 2EW
1. INFORMATION HCCU MAY COLLECT AND HOW WE USE IT
1.1 HCCU collects the following information about you when you use the Websites:
1.1.1 Information that you provide by filling in the forms on our Websites. We may collect personal information (for example your name, email address and postal address) when you register for an account with us (eg "My HCCU") or subscribe for our newsletter. We may also ask you for information when you report a problem with a Website;
1.1.2 Correspondence, or a record of it if you should contact us;
1.1.3 surveys that HCCU may use for research purposes, which we have asked you to complete, although you do not have to respond to them; and
1.1.4 Information collected by us as you use a Website. HCCU collects and stores information transmitted by your computer when you use our Websites. This may include your IP address, browser data and information we receive from cookies (please see section 5 below).
1.2 We may use this information in the following ways:
1.2.1 to provide our service(s) to you as a user of a Website, including enhancing your user experience;
1.2.2 to carry out our obligations arising from any contracts entered into between you and us;
1.2.3 to ensure that content from our Websites is presented in the most effective manner for you and your computer;
1.2.4 to identify you when you visit a Website including to assist with logging you in;
1.2.5 to notify you about changes to our Website;
1.2.6 to help diagnose problems with our server and to administer a Website;
1.2.7 to provide you with newsletters and other information about features of our Website which we think may be of interest to you and for related marketing purposes, if you have submitted your contact details to us for these purposes or otherwise provided your consent for us to do so; and
1.2.8 for marketing third party products and services to you, if you have provided your consent for this.
2. YOUR CONSENT
2.1 By using our Website and submitting information to HCCU, you consent to:
2.1.1 the collection and use of your personal information by HCCU as described in section 1 above; and
2.1.2 HCCU sharing data with third parties in accordance with section 3 below;
3. HOW WE SHARE YOUR INFORMATION
3.1 HCCU may share your personal information with third parties in the following circumstances:
3.1.1 for marketing purposes provided always that you consent to us sharing such information with third parties by notifying us via our Website or in other communications
(e.g. by ticking the relevant box(es) on the Website at the point of registration);
3.1.2 to other members of our group, our partners and service providers (for example people who provide technical services to the Website) for the purpose of managing or administering certain aspects of our Website, or to help us develop new services;
3.1.3 if HCCU or substantially all of its assets are acquired by a third party, in which case personal data held by us about our customers will be one of the transferred assets; or
3.1.4 if we are under a duty to disclose or share your personal information in order to comply with any legal obligation and/or in order to enforce or apply any other agreements between you and HCCU; or
3.1.5 to protect the rights, property or safety of us or other Website users.
4. YOUR RIGHTS - MARKETING
4.1 You will only receive marketing communications from us and/or third parties if you have consented to this when you provided your contact details to us (or if you have otherwise given consent to us for these purposes).
4.2 You have the right to ask us not to use your personal data for marketing purposes. You can request that you stop receiving information from us at any time by writing to us at please write to Internet Development Department, Hart Culture C.I.C., Thames Refinery, Factory Road, Silvertown, London E16 2EW
5. IP ADDRESSES AND COOKIES
6. DATA STORAGE
6.1 All information you provide to us is stored on our secure servers. Where we have given you (or where you have chosen) a password or other data which enables you to access certain parts of a Website, you are responsible for keeping this password and any other log in details confidential and we recommend that you do not share your password or other log in details with anyone. You will be responsible for all activity under your user name/ log in details.
6.2 The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA").
6.3 Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
9. INFORMATION ACCESS
You have certain rights to access information held about you and you can do this by writing to us at Internet Development Department, Hart Culture C.I.C., Thames Refinery, Factory Road, Silvertown, London E16 2EW. Any access request may be subject to a fee of 25 to meet our costs in providing you with details of the information we hold about you. You can also request us to correct any factual inaccuracies in information we hold or delete any of that information from our records.
Hart Culture C.I.C., Thames Refinery, Factory Road, Silvertown, London E16 2EW